Build Your Dream Home — We’ll Handle the Financing
30+ years of mortgage experience, including 20+ years focused on construction and renovation loans —
plus hands-on experience as a builder and developer.
Construction Loans Made Simple
Clear, structured financing for ground‑up builds, major renovations, or vacation homes with a transparent process from application to final inspection.
Expert Guidance,
Every Step
From builder registration to draw management, we guide you through the entire process.
Transparent Process
& Fund Control
Independent inspections and a secure draw system to keep your project on track.
Our Goals
We bring people together
Building a home is one of the biggest financial decisions most clients will ever make — and the process can feel overwhelming. Our role is to bring clarity, structure, and confidence to your project. We guide you from initial planning through final inspections, ensuring your construction loan stays on track and your financing experience is transparent from start to finish.
Our promise to you
Clear communication
Reliable draw process
Accurate, timely inspections
A smooth path to completion
30 years of experience
With 30 years of mortgage experience and 20+ years focused specifically on construction lending, we’ve helped hundreds of homeowners successfully finance their build projects across multiple states.
100s
Hundreds of successful construction and renovation loans closed.
20+
years of construction lending experience.
20
Lending in 20 footprint states for qualified clients.
1000’s
of draws managed with independent third-party fund control.
Meet Your Construction
Lending Specialist
Todd combines extensive construction-lending experience with firsthand involvement in building his own home and completing development projects. This background gives him a practical understanding of the challenges homeowners face – and allows him to guide them through the financing process with clarity, efficiency, and confidence.
Todd Dalton
Construction Lending Specialist



